Lake Monticello Beach 2
Palmyra, Virginia · on Lake Monticello
Verified · 4 independent sources · top-verified
- WATER
- lake
- ACCESS
- Designated swim area
- FEE
- No fee found
- SEASON
- Varies by conditions
About Lake Monticello Beach 2
Lake Monticello Beach 2 is one of five member beaches on Lake Monticello, a 352-acre (per the community's own site; other sources cite 317 acres) man-made lake at the center of a private, gated residential community in Fluvanna County, Virginia, near Palmyra. It is a private swimming hole, not a public park: access is restricted to Lake Monticello Owners' Association members, residents, and their guests via card-controlled entry.
The beach sits on the shore of the dammed community lake within the Lake Monticello subdivision, a bedroom-community development originally built in the 1960s as a summer vacation retreat and now home to over 4,000 households. Reviewers describe a small sandy shoreline with shaded seating and a picnic area typical of the community's neighborhood beaches.
Swimming at Lake Monticello Beach 2
The official community site lists 'swim beaches' as a resident/associate amenity on the lake, and visitors describe swimming, sunbathing, and picnicking at Beach 2 in calm lake water suited to casual, family-style neighborhood swimming rather than a destination swim spot. One outside description instead characterizes it as not a strong swimming beach; this conflicts with the official and first-hand material and is noted as a lower-confidence outlier.
How to get to this swimming hole
Beach 2 is inside the private Lake Monticello community in Palmyra (Fluvanna County), Virginia; the LMOA lists its location as 14 Sassafras Road. Entry to the community and its beaches is through gated checkpoints requiring resident/member card access.
The hike in
- Time on foot
- Walk from the parking lot to the water is under a couple of minutes.
No hike is required, Beach 2 is a drive-up neighborhood lake beach at 14 Sassafras Road within the gated Lake Monticello community, with an on-site parking lot at the beach itself.
A separate optional walking/exercise route (marked with painted footprints) starts at the beach's parking lot for residents who want to walk, but it is a recreational loop, not an access trail to the water.
Plan your visit
Bringing kids
OK with supervision
Official LMOA description frames the five community beaches as calm, casual swim/picnic spots (shaded seating, picnic area) rather than a whitewater or cliff site, and reviewers describe general family use. No lifeguards, water-clarity data, or depth/slope information for Beach 2 specifically were found, so supervision is still recommended; access is member/guest-only regardless.
Parking
Free
LMOA's recreation page describes a parking lot at each beach ("the starting point [of the walking route] is at the top of the parking lots"), confirming an on-site lot at Beach 2. Access requires resident/member/guest gate entry; no separate parking fee is mentioned beyond HOA membership (a lower-confidence aggregator, Sandee, instead claims street parking only).
Restrooms
Yes
LMOA's own lake page states the five community beaches are 'each with its own character, most of which are equipped with temporary boat docking, restrooms, grills, and picnic tables', this is a general statement about the 5 beaches, not an itemized confirmation for Beach 2 alone (a lower-confidence aggregator, Sandee, separately claims Beach 2 specifically has no restrooms).
On the water
Restrictions: Boating on Lake Monticello is a membership benefit administered through the LMOA Marina: only homeowners can register a boat on the lake, and the Marina (962 Jefferson Drive) handles boat registration, slip and kayak-rack storage, and battery charging. LMOA's own beach description specifically mentions 'launching a kayak' from the community beaches, and the Marina has a boat launch ramp for registered/registerable craft. No horsepower, no-wake, or electric-only restriction specific to the main lake was found in official sources (a separate 40-acre fishing pond, Tufton Pond, is explicitly non-motorized-only and off-limits to swimming, but that is a different water body from Lake Monticello).
Because boat registration and beach access are both restricted to LMOA members/residents and their guests, non-resident visitors cannot bring or register their own watercraft here even if they could get past the gate.
What regulars say
Little candid visitor commentary is available for this beach. First-hand visitor notes describe shaded seating, a picnic area, and card-swipe gate access; no new visitor commentary has been added beyond that.
Backstory
Lake Monticello was originally developed in the 1960s as a summer vacation community before evolving into a year-round bedroom community for Charlottesville and Richmond.
Lake Monticello Beach 2: FAQ
Is Lake Monticello Beach 2 kid friendly?
Official LMOA description frames the five community beaches as calm, casual swim/picnic spots (shaded seating, picnic area) rather than a whitewater or cliff site, and reviewers describe general family use. No lifeguards, water-clarity data, or depth/slope information for Beach 2 specifically were found, so supervision is still recommended; access is member/guest-only regardless.
Do I need to hike to reach Lake Monticello Beach 2?
No significant hike is required. The swimming area is close to parking and access.
Where do I park for Lake Monticello Beach 2?
LMOA's recreation page describes a parking lot at each beach ("the starting point [of the walking route] is at the top of the parking lots"), confirming an on-site lot at Beach 2. Access requires resident/member/guest gate entry; no separate parking fee is mentioned beyond HOA membership (a lower-confidence aggregator, Sandee, instead claims street parking only).
Can I bring a kayak or paddleboard to Lake Monticello Beach 2?
Because boat registration and beach access are both restricted to LMOA members/residents and their guests, non-resident visitors cannot bring or register their own watercraft here even if they could get past the gate.
What are the rules at Lake Monticello Beach 2?
Access is restricted to Lake Monticello Owners' Association members/residents and their guests; the community is gated with card-swipe entry, and at least one visitor reported being unable to enter without resident credentials despite mapping services labeling the beach 'public.'
What water body is Lake Monticello Beach 2 on?
Lake Monticello Beach 2 is on Lake Monticello, a natural lake verified in USGS hydrography data.
More swimming holes near Palmyra

Walnut Creek Park
North Garden, Virginialake
🛶🏄🚤
★ Top verifiedChris Greene Lake Park
Charlottesville, Virginialake
⛺🛶🏄🚤
★ Top verifiedBear Creek Lake State Park
Cumberland, Virginialake
🛶🏄

Swim Beach at Lake Anna State Park
Spotsylvania Courthouse, Virginiareservoir
🚤
★ Top verifiedSherando Lake Recreation Area
Lyndhurst, Virginialake
⛺🛶🏄🚤
★ Top verifiedLake Arrowhead
Luray, Virginialake
⛺🛶🏄🚤